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Top Real Estate Links: Colorado Springs, Black Forest and Fountain Colorado home buying, real estate listings, and homes for sale in El Paso County, CO

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Useful Real Estate Web Sites

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find.

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What is one of the most unusually shaped buildings in the world?
A	The all-suite Arabian Tower hotel near Dubai is 1,052 feet tall, built on a man-made island and shaped like a boat sail.
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Chuck Birger and Normandy Stinnett, REALTORŽ, real estate agents and broker for Colorado Springs, Black Forest and Fountain Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Chuck Birger
Birger & Birger, Inc. Real Estate & Mortgage
2124 Wake Forest Ct
Colorado Springs
Colorado 80918
888-901-2351
Fax: 719-277-7532
719-260-8465
Chuck@ChuckBirger.com
Chuck and Normandy have a combined 30 years experience in the real estate sales and marketing business. Their collective backgrounds include: teaching, legal assistant, farming, insurance sales, mortgage loans and marketing. Chuck is originally from South Dakota and has been serving successfully in the Colorado Springs area for 25 years in the arena of real estate and mortgage lending. Normandy is from Tennessee and has be a world traveler with Youth with a Mission and has been successful marketing million dallar homes from Seattle to Wilmington NC. Normandy enjoys working with the first time buyer and has a tenacious spirit and aggressive energy to successfully market, negotiate and sell those luxury homes. Chuck has focused his attention on relocating families especially military. He offers a one stop shopping plan that takes total care of the client by providing the best loan and the best home for their money. Take advantage of their hard working nature and be treated like royalty.

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