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MILITARY! Find out why we are the NUMBER ONE RELOCATION COMPANY in Fountain, Colo. Check out our Military Discounts! 888-901-2351
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Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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Chuck Birger and Normandy
Stinnett are some of The Top Selling Real Estate Experts™
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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. |
Our customers can receive the lowest rates available in the country because we are a Mortgage Broker and can broker your loan out to 65 different companies to get you the lowest rate. We are a wholesale mortgage company and that can only mean savings for our customers. We also provide a FREE credit report for those who inquire about our rates. Birger and Birger Financial Wholesale loans can also help you get into your home with minimum to no down payment and little to no closing costs. Ask us how that works. In fact, call us about any loan questions and we will be happy to respond to your emails or calls. We look forward to serving your real estate mortgage needs.
Our toll free number is 1-888-901-2351.
Chuck Birger. Thanks. |
We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Colorado Springs, Black Forest and Fountain REALTORSŪ to offer services such as these. Once you fill out the form, we will quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... |
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What is considered the oldest surviving non-native building in the U.S.?
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| A |
The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
