Colorado Springs real estate CO, Black Forest real estate and Fountain real estate, home listings and homes for sale in Colorado, loans, Condos and Townhouses, Military Relocation - Chuck Birger and Normandy Stinnett, REALTORS® Chuck Birger and Normandy Stinnett REALTORS(r) for Colorado Springs, Black Forest and Fountain, Colorado real estate, loans, Condos and Townhouses, Military Relocation - NUMBER1EXPERTS™ Chuck Birger and Normandy Stinnett NUMBER1EXPERTS(tm) for Colorado Springs, Black Forest and Fountain, Colorado real estate, loans, Condos and Townhouses, Military Relocation
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Chuck Birger and Normandy Stinnett, REALTORŪ, real estate agents and broker for Colorado Springs, Black Forest and Fountain Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)




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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is the highest altitude hotel in the world?

A 
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Chuck Birger and Normandy Stinnett, REALTORŪ, real estate agents and broker for Colorado Springs, Black Forest and Fountain Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Chuck Birger and Normandy Stinnett
Birger & Birger, Inc. Real Estate & Mortgage

2124 Wake Forest Ct
Colorado Springs
Colorado 80918
888-901-2351
Fax: 719-277-7532
719-260-8465
Chuck@ChuckBirger.com

Chuck and Normandy have a combined 30 years experience in the real estate sales and marketing business. Their collective backgrounds include: teaching, legal assistant, farming, insurance sales, mortgage loans and marketing. Chuck is originally from South Dakota and has been serving successfully in the Colorado Springs area for 25 years in the arena of real estate and mortgage lending. Normandy is from Tennessee and has be a world traveler with Youth with a Mission and has been successful marketing million dallar homes from Seattle to Wilmington NC. Normandy enjoys working with the first time buyer and has a tenacious spirit and aggressive energy to successfully market, negotiate and sell those luxury homes. Chuck has focused his attention on relocating families especially military. He offers a one stop shopping plan that takes total care of the client by providing the best loan and the best home for their money. Take advantage of their hard working nature and be treated like royalty.


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