Colorado Springs real estate CO, Black Forest real estate and Fountain real estate, home listings and homes for sale in Colorado, loans, Condos and Townhouses, Military Relocation - Chuck Birger and Normandy Stinnett, REALTORS® Chuck Birger and Normandy Stinnett REALTORS(r) for Colorado Springs, Black Forest and Fountain, Colorado real estate, loans, Condos and Townhouses, Military Relocation - NUMBER1EXPERTS™ Chuck Birger and Normandy Stinnett NUMBER1EXPERTS(tm) for Colorado Springs, Black Forest and Fountain, Colorado real estate, loans, Condos and Townhouses, Military Relocation
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Chuck Birger and Normandy Stinnett, REALTORŪ, real estate agents and broker for Colorado Springs, Black Forest and Fountain Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)




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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
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What characteristics must a home have to be considered a prestigious property?

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Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Chuck Birger and Normandy Stinnett, REALTORŪ, real estate agents and broker for Colorado Springs, Black Forest and Fountain Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Chuck Birger and Normandy Stinnett
Birger & Birger, Inc. Real Estate & Mortgage

2124 Wake Forest Ct
Colorado Springs
Colorado 80918
888-901-2351
Fax: 719-277-7532
719-260-8465
Chuck@ChuckBirger.com

Chuck and Normandy have a combined 30 years experience in the real estate sales and marketing business. Their collective backgrounds include: teaching, legal assistant, farming, insurance sales, mortgage loans and marketing. Chuck is originally from South Dakota and has been serving successfully in the Colorado Springs area for 25 years in the arena of real estate and mortgage lending. Normandy is from Tennessee and has be a world traveler with Youth with a Mission and has been successful marketing million dallar homes from Seattle to Wilmington NC. Normandy enjoys working with the first time buyer and has a tenacious spirit and aggressive energy to successfully market, negotiate and sell those luxury homes. Chuck has focused his attention on relocating families especially military. He offers a one stop shopping plan that takes total care of the client by providing the best loan and the best home for their money. Take advantage of their hard working nature and be treated like royalty.


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