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Chuck Birger
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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. |
Our customers can receive the lowest rates available in the country because we are a Mortgage Broker and can broker your loan out to 65 different companies to get you the lowest rate. We are a wholesale mortgage company and that can only mean savings for our customers. We also provide a FREE credit report for those who inquire about our rates. Birger and Birger Financial Wholesale loans can also help you get into your home with minimum to no down payment and little to no closing costs. Ask us how that works. In fact, call us about any loan questions and we will be happy to respond to your emails or calls. We look forward to serving your real estate mortgage needs.
Our toll free number is 1-888-901-2351. Chuck Birger. Thanks. |
We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Colorado Springs, Black Forest and Fountain REALTORSŪ to offer services such as these. Once you fill out the form, we will quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... |
Tax Considerations >Not at ARMs Length
A sale of a house is just a sale, right? Not necessarily. If you are selling your house to your children or transferring title outside the open market, then the transaction may be characterized as "not at arm's length". Since such a transfer may have tax consequences, you should discuss it with a tax attorney or accountant before taking action.
The transfer of title to a son or daughter may cause the parents to lose favorable property tax treatment, require the payment of state gift taxes, or have other unexpected consequences. From a capital gains point of view, it may be more prudent for children to inherit property than to receive it as a gift. The disposition of any real estate should be considered within the entire framework of your tax and estate planning.
For answers to all your real estate questions, consult experienced professionals who are familiar with this area.
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Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?
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The "Linear City" of Malasia is currently the longest.
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P.O.S.E. Unlimited LLC Our one stop shopping affiliate has the lowest interest rates in the country. Call us for a quote. Find Out More >
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