Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. |
Our customers can receive the lowest rates available in the country because we are a Mortgage Broker and can broker your loan out to 65 different companies to get you the lowest rate. We are a wholesale mortgage company and that can only mean savings for our customers. We also provide a FREE credit report for those who inquire about our rates. Birger and Birger Financial Wholesale loans can also help you get into your home with minimum to no down payment and little to no closing costs. Ask us how that works. In fact, call us about any loan questions and we will be happy to respond to your emails or calls. We look forward to serving your real estate mortgage needs.
Our toll free number is 1-888-901-2351.
Chuck Birger. Thanks. |
We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Colorado Springs, Black Forest and Fountain REALTORSŪ to offer services such as these. Once you fill out the form, we will quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... |
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Home Inspections >If It Is Broken Fix It
Most houses have a few "little" problems, like leaking faucets, a stove burner that won't light, or electrical outlets with too much "spark". These defects may not seem very important--unless your house is about to go on the market.
We rarely have difficulty getting sellers to agree to paint, replace worn carpets or plant a few flowers in the front yard. These kinds of repairs obviously increase the overall appeal of the property. However, if any of the major systems in your home need maintenance, it is also prudent to have the necessary repairs made. Have your furnace, central air-conditioning system, plumbing and wiring checked as part of your pre-marketing efforts. The best rule is--if it's broken, fix it!
The purchase agreement requires that a house be conveyed with all the systems in working order, and most buyers will bring in a home inspector to identify any potential problems. During the period of time between the "meeting of the minds" and the removal of the inspection contingencies, the buyers are the most vulnerable to an attack of buyer's remorse. This is also the time when anything that hasn't been repaired could become a major issue.
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| Q |
What private residence is considered the most expensive house ever built?
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| A |
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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 See More Real Estate Trivia > |
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